Kusindikiza kwachiwiri kwa lipoti la "Cloud in Financial Services" likuwonetsa malingaliro atsopano pa kukhazikitsidwa kwa mtambo ndi mabungwe azachuma ku Europe ndi UK.

Yankho likupereka kope lachiwiri la lipoti la "Cloud in Financial Services", lomwe linapangidwa mogwirizana ndi European Banking Federation, Insurance Europe ndi maprofesa ochokera ku Imperial College Business School ndi University of California, Santa Barbara. Lipotili limapereka malingaliro omveka bwino a momwe makampani a zachuma akugwiritsira ntchito mtambo, kuyang'ana mbali zazikulu monga njira, utsogoleri, malamulo ndi deta.

Chifukwa cha zidziwitso zochokera ku mapulojekiti opitilira 1.200 amtambo omwe akhazikitsidwa ndi Reply komanso zoyankhulana ndi atsogoleri amakampani, lipotili likuwonetsa kuwunika kofananirako zakusintha, zovuta ndi mwayi womwe mabungwe azachuma amayendera kumtambo. Zotsatira za kafukufuku wa pan-European omwe adachitika pakati pa Disembala 2022 ndi Marichi 2023, motsogozedwa ndi maprofesa ku Imperial College Business School ku London, akuwonjezera chidziwitso ku lipotilo.

Ponena za njira zamabizinesi ndi mtambo, lipotili limapereka zidziwitso zatsopano ndi deta yokhazikika pazinthu monga ndalama ndi kusinthasintha, kutsindika kufunika kolingalira kutengera mtambo osati kungosintha kwaukadaulo, koma ngati chothandizira chothandizira kukwaniritsa zolinga zatsopano zabizinesi.

Kafukufukuyu akuwonetsanso kulimbikira kwa zovuta zokhudzana ndi kutsata malamulo komanso ulamuliro wa data, ndipo zodabwitsa 81% ya omwe adafunsidwa amawonabe izi ngati zovuta zazikulu (kuchokera pa 73% mu 2021). Chochititsa chidwi n'chakuti, 34% ya omwe anafunsidwa amatchula nkhaniyi ngati vuto lalikulu la kutenga njira zothetsera mtambo m'mabungwe awo azachuma.

Zotsatira za kafukufukuyu zikuwonetsanso malingaliro osiyanasiyana pakuphunzira pamakina, ngakhale chidwi chofala. Makamaka, 27% amatsimikizira kuti sagwiritsa ntchito makina ophunzirira makina, pamene 34% ndi 16% amafotokoza kuti amagwiritsa ntchito zochepa komanso zochepa. Mosiyana ndi izi, 10% ikuwonetsa kukhazikitsidwa kwakukulu ndipo 5% yokha imaphatikiza luso lophunzirira makina. Deta iyi imapereka kufananitsa kofunikira pakati pakukonzekera ndi kukhazikitsa kwenikweni kwa kuphunzira kwamakina kowonjezera pamtambo.

Nelson Phillips, Pulofesa wa Technology Management pa yunivesite ya California, Santa Barbara, anati: “Lipotilo likusonyeza kuti ngakhale kuti kugwiritsa ntchito mtambo kwakhala ‘bizinesi monga mwa nthaŵi zonse’ m’zachuma, ubwino wosunthira ntchito ku mitambo umasiyana kwambiri malinga ndi njira imene ikuyendera. makampani amayesetsa kukhazikitsa, ndi kufunitsitsa kwawo kuyang'ana kupyola kupulumutsa ndalama. ”

Freddy Gielen, Executive Partner ku Reply, adawonjezeranso kuti: "Lipoti ndi kafukufukuyu zikuwonetsa kuti zotsatira zazikulu zakugwiritsa ntchito mitambo pakupanga phindu la mabungwe azachuma zimatha kuyendetsedwa ndi kuchuluka kwa ndalama kuposa kungochepetsa ndalama."

Kuti mudziwe zambiri za kusinthika kwa mawonekedwe amtambo pantchito zachuma, tsitsani lipoti lathunthu la "Cloud in Financial Services".

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